Free Debt Consolidation Programs in Chicago, Illinois
Dealing with debt can be overwhelming, but if you're in Chicago, Illinois, there are several free debt consolidation programs available to help you regain control of your finances.
Table of Contents
- American Consumer Credit Counseling (ACCC)
- InCharge Debt Solutions
- Money Fit by DRS
- City of Chicago Debt Relief Programs
American Consumer Credit Counseling (ACCC)
ACCC is a nonprofit organization offering free credit counseling and debt management plans to help individuals reduce and manage their debt.
They provide personalized plans to consolidate your credit card payments into a single, more manageable monthly payment.
For more information, visit their Chicago page:
InCharge Debt Solutions
InCharge offers free credit counseling and debt consolidation programs to Illinois residents.
They specialize in helping individuals manage their credit card debt by consolidating payments and potentially lowering interest rates.
Learn more about their services here:
Money Fit by DRS
Money Fit provides debt relief services, including debt consolidation, credit counseling, and financial education to Chicago residents.
Their team works with you to create a plan tailored to your budget and financial situation.
Find out more about their Chicago services:
City of Chicago Debt Relief Programs
The City of Chicago offers programs to assist residents with specific types of debt:
- Administrative Debt Relief Program (ADR): Provides relief for administrative hearing debts, such as violations issued by various city departments. Note that this program does not cover parking, red light, or speed violations. More information is available here:
- Fresh Start Debt Relief Program: Offers relief from certain vehicle ticket debts to individuals who have obtained Chapter 7 bankruptcy discharges. Details can be found here:
It's important to research each program thoroughly to determine which one best fits your financial situation.
Consider reaching out to these organizations directly to discuss your options and develop a plan tailored to your needs.
Remember, taking the first step towards managing your debt is a significant move towards financial freedom.
Keywords: debt consolidation, Chicago, Illinois, credit counseling, debt relief
