Free Debt Consolidation Programs in Minneapolis, Minnesota
Managing debt can be overwhelming, but Minneapolis offers several free resources to help you regain financial stability.
Table of Contents
- LSS Financial Counseling
- Consumer Credit of Minnesota
- InCharge Debt Solutions
- Minnesota Department of Commerce
- Beware of Debt Assistance Scams
LSS Financial Counseling
Lutheran Social Service (LSS) Financial Counseling offers free, nonjudgmental support to help you achieve financial wellness.
They provide services such as budget and debt management counseling, student loan repayment counseling, and housing counseling.
Through their Debt Management Plan, you can consolidate your payments into one monthly payment, often with reduced interest rates.
To learn more or schedule an appointment, visit their website:
Consumer Credit of Minnesota
Consumer Credit of Minnesota is a nonprofit organization dedicated to helping individuals manage and eliminate debt.
They offer a Debt Management Program that consolidates your debts into one affordable monthly payment, often with lower interest rates.
Their certified counselors work with you to develop a practical budget and negotiate with creditors on your behalf.
For more information, visit:
InCharge Debt Solutions
InCharge provides free, nonprofit credit counseling and debt management programs to Minnesota residents.
Their services include credit counseling, online bankruptcy classes, housing counseling, and foreclosure prevention counseling.
They can help you develop a personalized plan to pay off your credit card debt and achieve financial stability.
Learn more at:
Minnesota Department of Commerce
The Minnesota Department of Commerce registers and regulates businesses that help consumers manage debt, resolve debt, and improve their credit.
They provide resources and information to ensure that consumers receive assistance from legitimate and registered organizations.
Before engaging with any debt assistance company, it's advisable to verify their registration with the Department of Commerce.
For more information, visit:
Beware of Debt Assistance Scams
It's crucial to be cautious of companies that charge up-front fees for debt assistance services.
Federal rules ban debt assistance companies nationwide from collecting fees before they deliver a service.
Ensure that any organization you work with complies with these regulations to protect yourself from scams.
For more information on avoiding debt assistance scams, visit the Minnesota Attorney General's Office:
By utilizing these resources, you can take proactive steps toward managing your debt and achieving financial freedom.
Remember, seeking help is a sign of strength, and numerous organizations are ready to assist you on this journey.
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